What to do if the other driver in your auto accident doesn’t have auto insurance (uninsured driver)


Attorney Tyson Mutrux describes in this video what to do if the other driver in your auto accident doesn’t have auto insurance.

Hi! Tyson Mutrux here with Mutrux Finney, P.C.. Today I’m answering the question of, “What happens if you’re in an auto accident, and the other driver is at fault and does not have insurance?” The answer to that question is hopefully you have insurance because if you do, you’re going to file an uninsured motorist claim. Every insurance policy has uninsured motorist coverage on it, so you want to go file a claim under that. I know you may be afraid to do that because you’re afraid your rates are going to go up. However, the amount your rates are going to go up, if at all, is very small compared to whenever it comes to paying back your medical bills and the amount you can get for pain and suffering, so you want to make sure you file that uninsured motorist claim.

If neither party has insurance, well, that’s going to hurt your recovery in Missouri due to the Missouri Pay to Play Statute. I’m talking about that in another video, so look up Pay to Play in Mutrux Law Firm and I explain it in that video. If the other driver, however, let’s say you don’t have insurance, the other driver doesn’t have insurance, if they work for a corporation or a company of some sort or let’s say they’re a very wealthy individual, it’s unlikely if they don’t have insurance, however, but if they’re a very wealthy individual or a corporation, you go after them for their assets.

If you have other questions about that, give us a call at 888 550 4026 or check us at www.mutruxlaw.com. Thanks for watching. Have a great day.



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