“10 Reasons Why You Shouldn’t Delay Filing Your Car Crash Claim”
When it comes to filing a claim for a car crash, there’s no better time than now. Unfortunately, too many drivers put off filing a claim until it’s too late, leaving them without the compensation they deserve. Here are ten reasons why you shouldn’t delay filing your car crash claim.
1. Statute of Limitations
Each state has its own statute of limitations for filing a car crash claim. If you don’t file your claim before the statute of limitations runs out, you may not be able to file a claim at all. That means you won’t get the compensation you need to cover medical expenses and other damages.
2. Evidence Can Fade Over Time
If you wait too long to file a claim, evidence can start to fade away. Witnesses may forget key details or video footage may be lost. The sooner you start gathering evidence, the better chance you have of proving your case in court.
3. Liability Can Be Challenged
If you wait too long to file a claim, the other driver or their insurance company may challenge who was at fault for the crash. It’s important to start gathering evidence as soon as possible so that liability is established before there is any chance for debate.
4. Insurance Companies Can Deny Claims
If an insurance company thinks that your claim is being filed too late, they may deny it altogether. If this happens, you will not receive any compensation for your losses or damages and be left paying out-of-pocket for medical bills, property damage, and other expenses related to the crash.
5. You May Miss Out on Important Benefits
No-fault states require that drivers carry personal injury protection (PIP) coverage as part of their auto insurance policy. This coverage provides money for medical bills and other costs associated with an accident regardless of who caused it. However, if you delay filing your claim, these benefits may no longer be available when you do decide to file one.
6. Lost Wages Can Be Claimed
If the accident prevented you from working while recovering from injuries or while dealing with car repairs and other expenses related to the crash, you can seek compensation for lost wages in most cases if you act quickly and properly document your losses in court or arbitration proceedings . Delaying your claim could mean losing out on thousands of dollars in wages that could have been recovered had you filed promptly .
7. Pain and Suffering Damages May Be Lost
Pain and suffering damages are sometimes awarded in addition to compensation for medical bills and lost wages in car crash cases if certain criteria are met . These damages help cover physical pain as well as emotional trauma caused by the accident . However , if you wait too long to file , these damages may no longer be available .
8. Expert Testimony Is Essential
In order to prove negligence or establish fault in a car crash case , expert testimony is often required . This can include testimony from medical professionals , accident reconstruction experts , or witnesses who saw what happened . If too much time has passed since the accident occurred , these experts may not be available or their testimony may not be as convincing .
9. You Need an Experienced Attorney
Finally , if you want to ensure that your car crash claim is filed properly and on time , it’s best to hire an experienced attorney . An attorney can help gather evidence , establish fault , negotiate with insurance companies , and prove negligence in court if needed . In some cases , they can even help get more money than what is initially offered by the insurance company .
10. Don’t Delay Filing Your Car Crash Claim
The bottom line is that waiting too long to file a car crash claim can mean missing out on important benefits such as lost wages , PIP coverage , pain and suffering damages , and more . An experienced attorney can make sure that all deadlines are met so that you are able to receive the full amount of compensation that is owed to you . So don’t wait — contact an attorney right away if you have been involved in a car crash so that they can start working on your case immediately .