“10 Shocking Facts About Car Crash Claims That Everyone Should Know!”
When it comes to car crashes, the aftermath can be complicated to navigate and even more difficult to understand. From insurance companies to medical bills, there are a lot of issues that come up when dealing with a car crash. To make matters worse, there are a lot of shocking facts about car crash claims that most people don’t know about. To help you better understand the process, we’ve rounded up 10 shocking facts about car crash claims that everyone should know.
1. You Need an Attorney: Many people don’t realize they need an attorney to represent them in a car crash claim. An experienced attorney can help you negotiate with the insurance company, deal with any legal issues that may arise, and ensure that you get the compensation you deserve.
2. Insurance Companies Don’t Have Your Best Interests at Heart: Unfortunately, insurance companies are for-profit entities and as such don’t have your best interests at heart. They will often try to minimize the amount of money they have to pay out on a claim by offering significantly lower settlement amounts than what you deserve. Having an attorney on your side can help ensure that you get the maximum amount of compensation possible.
3. Time is of the Essence: It’s important to file your claim as soon as possible after a car crash as some states have statutes of limitations on how long after an accident you can file a claim. In addition, evidence collected right after an accident is often more accurate and reliable than if it is collected weeks or months later.
4. Uninsured Motorists: If you are involved in an accident with an uninsured motorist, you may find yourself in a difficult situation as uninsured drivers cannot be held liable for damages caused in an accident. Fortunately, many states require drivers to carry uninsured motorist coverage which will cover your damages in this situation.
5. Strict Liability: Some states operate under the principle of strict liability which means that regardless of fault, all parties involved in an accident are liable for their own damages and those of any passengers in their vehicles at the time of the accident.
6. Comparative Negligence: Other states use comparative negligence which means that both parties involved in an accident can be assigned some degree of fault depending on their actions leading up to the accident and during it itself. This means that both parties are responsible for paying for their own damages as well as any damages caused by their actions leading up to or during the accident itself .
7. Medical Bills: In some cases, medical bills resulting from injuries due to a car crash can be covered by the at-fault party’s insurance company or even their own health insurance plan if they have one. It is important to speak with an attorney about these options so that you can get the best possible outcome from your claim .
8. Property Damage: In addition to medical bills, property damage from a car crash may also be covered by either party’s insurance company depending on who was at fault for the accident. An attorney can help ensure that you receive adequate compensation for any property damage resulting from an accident .
9. Loss of Income: If you were unable to work due to injuries sustained in a car crash, then it is possible that you may be entitled to compensation for lost wages while you were unable to work due to those injuries .
10 Pain and Suffering Damages: In addition to medical bills and property damage, victims may also be entitled to compensation for pain and suffering resulting from a car crash . It’s important to speak with an experienced attorney about these kinds of claims as they will know how best to pursue them on your behalf .
Car crashes are never easy but understanding these 10 shocking facts about car crash claims can help make navigating the aftermath easier and ensure that you get all the compensation owed to you following an accident . Remember – it is always best practice to consult with an experienced attorney who specializes in car crashes before pursuing any kind of claim or settlement .