“10 Shocking Facts About Car Crash Claims That’ll Make You Think Twice About Getting Behind the Wheel”

If you’ve ever been in a car crash, you know how complicated and costly it can be to make a successful claim. That’s why it’s important to understand the facts about car crash claims before you get behind the wheel. Knowing the truth about car crashes will help you stay safe and protect your rights if an accident does happen. Here are 10 shocking facts about car crash claims that will make you think twice about getting behind the wheel.

1. Most Car Crashes Involve Driver Negligence: According to research from the Insurance Institute for Highway Safety (IIHS), 94% of all traffic crashes involve some sort of driver negligence or error. This means that even if you take every precaution and drive safely, someone else’s mistake can still put you in danger.

2. Car Accidents Are Costly: Even minor collisions can result in hefty repair bills. According to the IIHS, the average cost of a car crash is over $3,200, with more severe accidents costing up to $20,000 or more. These costs don’t include medical bills for any injuries sustained in the crash, which can add up quickly.

3. Insurance Companies Want To Pay You Less: Insurance companies are businesses, and they want to make money — so they may try to pay you less than what you deserve if you make a claim after an accident. That’s why it’s important to understand your rights and fight for fair compensation if necessary.

4. The Statute of Limitations Applies: You have a limited amount of time to file a claim after an accident — usually between one and two years depending on your state — so it’s important to act quickly if you plan on seeking compensation for damages or injuries caused by another driver’s negligence.

5. You Might Have To Take Your Case To Court: If an insurance company refuses to pay or offers you an amount that doesn’t reflect the extent of your damages, you might have to take your case to court in order to receive fair compensation for your losses. Taking a case to court is a lengthy and expensive process, but it may be necessary in order to receive the money that you deserve.

6. Lawyers Can Help Protect Your Rights: If you decide to take your case to court, having a lawyer on your side can significantly increase your chances of success. An experienced lawyer can help protect your rights and ensure that insurance companies don’t take advantage of you during negotiations or at trial.

7. Hit-And-Run Drivers Are Common: According to research from the AAA Foundation for Traffic Safety, nearly one-third of all fatal pedestrian accidents involve hit-and-run drivers who flee the scene without exchanging information or offering assistance to victims of their crime. This makes it difficult for victims and their families to seek justice after an accident occurs — however, some states have laws which allow victims of hit-and-run drivers to receive compensation even if they don’t have the driver’s information or license plate number.

8. Drivers Oftentimes Don’t Report Accidents: Even when drivers are involved in minor accidents that don’t cause serious injuries, many choose not to report them because they fear that their insurance premiums may go up as a result — however, failure to report an accident could lead insurers to deny any future claims related to that crash, meaning that victims may not receive full compensation for their damages regardless of who was at fault for the collision.

9. Car Crash Claims Can Be Complex: Proving fault in a car crash isn’t always easy — which is why it’s important for victims and their families to work with experienced legal professionals who understand how these types of cases work and can help them navigate through complex legal proceedings in order to achieve successful outcomes in court or during negotiations with insurance providers.

10. The Police Report Is Important: When filing a car crash claim, having a police report is crucial as it provides evidence that an accident occurred and often contains valuable information regarding who was at fault for the collision — this information can be used by both parties when negotiating settlements or appearing in court as part of civil proceedings related to the crash itself.

By understanding these shocking facts about car crash claims, drivers can better protect themselves in case they ever find themselves involved in one — being aware of these facts can help drivers stay safe while also ensuring that they know their rights when filing claims after accidents occur so that they receive fair compensation for any damages incurred from another driver’s negligence or error on the roadways.