“10 Shocking Facts About Car Crash Claims You Didn’t Know”

Car crashes are an unfortunate and sometimes deadly reality of life. Every day, thousands of accidents occur on roads around the world. While some of these end in minor incidents, many result in serious injuries or even fatalities. Knowing the facts about car crash claims can help you understand your rights and prepare you for any legal action that may be necessary after an accident. Here are 10 shocking facts about car crash claims you didn’t know.

1. Most car crashes are reported to insurance companies. Insurance companies must be notified of any accident involving more than $750 in damage, regardless of who is at fault. The police must also be notified if the damages exceed $1000 or if there are any injuries.

2. You may not be able to file a claim if the other driver is uninsured. If the other driver does not have auto insurance, you may not be able to file a claim for compensation for your losses, unless you have uninsured motorist coverage or can recover from a third-party.

3. Fault is determined by state law and can be difficult to prove. In some states, fault is determined by comparative negligence laws while in others it is based on negligence per se laws. This can make it difficult to prove fault in an accident, which can complicate your ability to receive compensation for your losses.

4. Insurance companies will often try to pay out less than you deserve. Insurance companies may try to deny your claim or pay out less than what you deserve in order to save money and avoid having to pay more for future claims against them.

5. Your health insurance may cover some of your medical costs related to the crash, but not all of them. Health insurance typically covers only medical costs related directly to the injury sustained in the accident, such as emergency room visits and hospital stays, and may not cover costs associated with long-term care or rehabilitation services needed after the accident.

6. Your claim may need to go through mediation before it can be settled in court. Mediation is a process where both parties agree to meet with a neutral third-party mediator who helps them reach an agreement outside of court in order to avoid going through a lengthy trial process that could potentially cost more money and take longer to resolve than mediation alone would take.

7. Statutes of limitations exist on car crash claims, meaning that if you don’t file within a certain amount of time, you won’t be eligible for compensation at all – no matter how valid your claim might be! Different states have different statutes of limitations so it’s important to know when yours expires in order to preserve your right to seek compensation for your losses after an accident occurs.

8. Car crash claims are often complicated by multiple parties involved, such as passengers or pedestrians injured due to the accident or other drivers who were at fault for causing it through their own negligence or recklessness behind the wheel. Multiple parties involved can complicate the filing process and could potentially reduce the amount of compensation you receive as part of a settlement or verdict from a jury trial stemming from your claim against one or more parties for their role in causing the crash and resulting harm suffered by yourself or others injured due to it .

9 . You need an experienced attorney if you want to maximize your chances of getting fair compensation for your losses after an accident . An experienced attorney has knowledge of state laws regarding car crashes and will also be able to provide guidance on how best to proceed with filing a claim against those responsible for causing harm due to their negligence or recklessness behind the wheel .

10 . It’s hard work recovering from an accident – physically, emotionally and financially . That’s why it’s important that victims get fair compensation for their losses after an accident . An experienced lawyer will help ensure that victims receive the maximum amount allowed under state law for their suffering and losses due to someone else’s negligent behavior on the road .

Car crashes can lead to devastating consequences that affect victims physically, emotionally and financially – so its important that those involved understand their rights and are aware of how best they can proceed with filing a claim against those responsible for causing harm due to their actions behind the wheel . Having an experienced attorney on your side ensures that victims receive fair compensation that covers all expenses related to their recovery from an accident – both present and future costs associated with medical treatments , lost wages , emotional distress , pain and suffering , etc .