“10 Shocking Facts About Car Crash Claims You Need to Know!”
When it comes to car crashes, most people think they know what to do. They exchange insurance information, get medical attention, and file a claim with their insurance company. But the truth is, car crashes are much more complicated than they appear. Below, we’ve outlined 10 shocking facts about car crash claims that you need to know. Knowing these could save you a lot of time and money when it comes to filing your claim.
1. Your insurance company is not on your side.
Although you may think that your insurance company is looking out for you, the truth is that their primary goal is to pay out as little as possible for your claim. This means that they may try to deny or minimize the extent of your damages, or even delay payment for as long as possible.
2. You may not be aware of all of your damages.
It’s common for people to only think about the immediate damages, such as property damage or medical bills. However, there may be other damages that you are not aware of, such as lost wages, emotional distress, and pain and suffering. A lawyer can help you identify all of your damages so that you can get the compensation you deserve.
3. The statute of limitations may be shorter than you think.
The statute of limitations is the amount of time you have to file a claim. It varies from state to state, but it’s usually within two years of the date of the accident. If you wait too long, you may not be able to file a claim.
4. The other driver’s insurance company may not be willing to negotiate.
The other driver’s insurance company may not be willing to negotiate a settlement that covers all of your damages. They may offer a settlement that is much lower than what you deserve, or they may refuse to settle altogether.
5. You may need an expert witness.
In some cases, you may need an expert witness to testify as to the extent of your damages. An expert witness may be necessary to prove that your injuries are due to the accident, or to prove the extent of your damages.
6. You may need to go to court.
If the other driver’s insurance company refuses to settle, or if you feel that their settlement offer is too low, you may need to go to court. In this case, it’s important to have a lawyer by your side who can represent you and fight for the compensation you deserve.
7. You may be entitled to punitive damages.
In some cases, you may be entitled to punitive damages. This is when the court awards damages to punish the other driver for their actions.
8. Your medical bills may be more than you think.
It’s common for people to underestimate the amount of medical bills they will incur from a car crash. Medical bills can quickly add up, so it’s important to get an accurate estimate.
9. Your claim may be denied.
Your claim may be denied for a variety of reasons, such as if the other driver can prove that the accident was your fault, if the insurance company believes that you are exaggerating your damages, or if there is a dispute over who was at fault.
10. You need a lawyer.
Navigating the complex legal process of a car crash claim can be overwhelming. A lawyer can help you understand your rights, identify all of your damages, negotiate a settlement, and represent you in court if necessary.