“5 Reasons You Could be Denied a Car Crash Claim – and What You Can Do About It”
When you’ve been involved in a car accident, the last thing you want to hear is that your car crash claim has been denied. Unfortunately, this happens more often than you think. Many times, an insurance company may deny your claim due to inadequate evidence or because they do not believe your version of the events that led to the accident. Whatever the reason, it’s important to know why your claim was denied and what you can do about it. Here are five common reasons why your car crash claim may have been denied and what you can do about it.
Insufficient Evidence
One of the main reasons why car crash claims get denied is because there isn’t enough evidence to support your version of the events that occurred prior to the crash. To make sure that you have sufficient evidence, try to take pictures of the scene immediately after the accident and document any information that could help prove your claim such as witness statements, police reports, and medical records.
Wrongful Fault Determination
In some cases, an insurance company may determine that you were at fault for the accident even if you weren’t. To dispute this determination, you will need to provide evidence such as police reports or witness statements that refute their conclusion. You should also make sure that all of your paperwork is in order and up-to-date so that they can accurately assess who was at fault.
Unclear Liability
It can be difficult for an insurance company to determine who was liable for an accident if there are multiple parties involved or if one party is uninsured. In this situation, it’s important to provide as much evidence as possible so that they can make a clear decision on who is at fault. Additionally, if you are dealing with an uninsured driver, then it’s important to contact an attorney who can help navigate these complicated legal issues.
Policy Exclusions
Your insurance policy may contain certain exclusions that prevent coverage for certain types of accidents or damages. If this is the case, then it’s important to read through your policy thoroughly so that you understand what types of damages are not covered by your policy. Additionally, if you feel like an exclusion should not apply in your case, then it’s important to contact an attorney who can help argue on your behalf and potentially get coverage reinstated.
Unreasonable Settlement Offers
Sometimes an insurance company may offer a settlement amount that is much lower than what is fair and reasonable considering the damages sustained from the accident. In this situation, it’s important to contact a qualified attorney who can negotiate on your behalf and ensure that you receive a reasonable settlement amount.
No matter what type of car crash claim denial you are facing, it’s important to understand why your claim was denied and how you can dispute it. Having a qualified attorney on your side can be invaluable during these situations since they have experience dealing with car crash claims and know how best to fight for fair compensation for their clients. So if you ever find yourself in a situation where your car crash claim has been denied, don’t hesitate to contact a lawyer who can help get justice for you!