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Blog

“7 Steps to Take When Filing a Personal Injury Claim: A Guide for Navigating The Legal System”

Insurance

When it comes to filing a personal injury claim, the legal system can be intimidating. Navigating the intricacies of the process can be overwhelming, especially if you are unfamiliar with the laws governing personal injury claims. That’s why it’s important to be informed and prepared before taking that first step in filing a personal injury claim. Here are the seven steps you should take when filing a personal injury claim.

Step One: Seek Medical Attention

The most important step after an accident or incident resulting in injury is to seek medical attention. This is important for two reasons: first, your health and well-being come first; second, any medical records will be key evidence in your case. You should also document all of your injuries as thoroughly as possible, including taking photos if possible.

Step Two: Gather Evidence

Gathering evidence is essential for making a successful claim. Make sure to collect all relevant documents such as police reports, medical records, witness statements, etc. Also make sure to save any emails, texts or other communications related to the incident.

Step Three: Determine Who Is At Fault

You need to determine who is responsible for your injuries in order to file a successful claim. In some cases, this is fairly straightforward; for example, if you were hit by a car while crossing the street, it would be clear that the driver was at fault. In other cases, determining fault can be more complicated and require legal expertise.

Step Four: Calculate Damages

Once you have determined who is liable for your injuries, you will need to calculate what damages you are entitled to receive. This includes both economic and non-economic damages such as medical bills, lost wages, and pain and suffering. It is important to get an accurate estimate of damages so you can negotiate with the insurance company or defendant for a fair settlement.

Step Five: File a Claim

Once you have gathered all of the necessary evidence and calculated your damages, it’s time to file a claim with the insurance company or defendant. This involves submitting paperwork outlining your case and any evidence that supports your claim. An experienced lawyer can help you ensure all of your paperwork is complete and accurate before it is submitted.

Step Six: Negotiate a Settlement

Once your paperwork has been submitted, it’s time to negotiate a settlement with the other party’s insurance company or legal representative. This process can be challenging and time consuming but having an experienced lawyer on your side can help ensure that you receive a fair settlement offer that compensates you for all of your losses.

Step Seven: File A Lawsuit If Necessary
If negotiations fail and an agreement cannot be reached through mediation or arbitration then it may be necessary to file a lawsuit in civil court in order to get compensation for your losses from the other party responsible for your injuries. An experienced lawyer can help guide you through this process and provide legal advice throughout each step of litigation should it become necessary due to an inability to reach an agreement with the other party outside of court.

Filing a personal injury claim can seem daunting at first but following these seven steps will help make sure you are properly prepared and informed when beginning this process. While navigating through this process on your own is possible, having an experienced lawyer on hand can make it much easier and ensure that you receive compensation that accurately reflects all of your losses due to another’s negligence or intentional actions causing harm.

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    Mutrux Firm Injury Lawyers

    Mutrux Firm Injury Lawyers N/A
    222 S Central Ave
    Suite 550

    St. Louis,  MO  63105
    2415 Carter Lane
    Suite 102

    Columbia,  MO  65201
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