“7 Things You Need to Know Before Filing a Car Crash Claim”
When you’re involved in a car crash, the most important thing is to make sure everyone is safe and the scene is secure. But once everything has been taken care of, you may have to consider filing a car crash claim. Knowing what to do and when to do it can be a daunting task, so here are seven things you need to know before filing a car crash claim:
1. Gather as much information as possible. After the crash, it’s important to gather as much information as possible. Take photos of the scene and document any damages, as well as the contact information of any witnesses. Also, make sure to get the other driver’s insurance information.
2. Contact the insurance companies. Once you’ve gathered all the necessary information, you should contact both your own insurance company and the other driver’s insurance company. They will both need to be informed of the crash in order to begin the claims process.
3. Don’t take the first offer. Once the insurance companies have been contacted, they’ll likely offer you a settlement. But it’s important to remember that this is likely to be the first and lowest offer. You should never accept the first offer and should instead negotiate for a higher settlement.
4. Consider hiring a lawyer. If you’re dealing with a complex claim, or if you’re unsure of what the settlement should be, it’s a good idea to hire a lawyer. An experienced lawyer can help you navigate the claims process and ensure you get the best settlement possible.
5. Be aware of the statute of limitations. Every state has its own statute of limitations for car crash claims, so you should be aware of the deadlines in your state. If you don’t file your claim within the allotted time frame, you may lose your right to sue.
6. Don’t admit fault. After the crash, it’s important to remain calm and avoid admitting fault. Even if you think you may have caused the crash, it’s best not to admit fault and instead allow the insurance companies to determine who is at fault.
7. Keep track of all expenses. Finally, you should keep track of all expenses related to the crash. This includes doctor’s bills, car repair bills, and any other costs incurred as a result of the crash. This will help you determine the total amount of your settlement.
Filing a car crash claim can be a tricky process, but with the right knowledge and preparation, you can ensure that you get the best settlement possible. And if you’re dealing with a complex case, consider hiring a lawyer to help you navigate the process.