“9 Facts About Car Crash Claims That Will Shock You!”
Car crashes are a major cause of injury and death in the United States. While most people know the basics of what to do in the event of an accident, many don’t understand the ins and outs of filing a car crash claim. Here are nine facts about car crash claims that will shock you:
1. You Have a Limited Time to Take Legal Action: Every state has a statute of limitations for filing a lawsuit related to an automobile accident. This means that you have a limited amount of time after the accident occurs to take legal action. If you wait too long, your claim may be denied.
2. You Don’t Need to Wait for the Other Driver’s Insurance Company to Pay Out: In most states, you can file a claim directly with your own insurance company regardless of whether the other driver’s insurance company pays out or not. Your own insurance company can then seek reimbursement from the other driver’s insurance company if necessary.
3. You May Not Receive All of Your Medical Expenses: Even if your car crash claim is successful, it is unlikely that you will receive all of your medical expenses as compensation. This is because most states have caps on how much an individual can recover in damages from a car crash claim.
4. Your Lost Wages May Not Be Covered: Many car crash claims end up being settled out of court, but even if you win in court, you may not receive compensation for lost wages due to missed work as a result of your injuries or disability caused by the accident.
5. There Is No Guarantee You Will Recover Damages: Even if you file a car crash claim and it is successful, there is no guarantee that you will recover any damages at all. This is especially true if the other driver is uninsured or underinsured or if their insurance company denies your claim.
6. Uninsured Motorists Can Still Be Sued: Even if the other driver does not have auto insurance, they can still be sued in civil court for any damages caused by their negligence in causing the accident.
7. You May Need to Hire a Lawyer: If you plan on filing a car crash claim, it is highly recommended that you hire an experienced lawyer who can help guide you through the process and ensure that your rights are protected throughout the case.
8. There Are Strict Rules When It Comes to Evidence: In order for your car crash claim to be successful, there must be concrete evidence showing that another driver was at fault for causing the accident and/or that their negligence resulted in your injuries or property damage. Without this type of evidence, it may be difficult to prove liability in court and get compensated for your losses.
9. Your Claim May Go Through Multiple Channels: Depending on the details of your case, your car crash claim could go through multiple channels such as arbitration, mediation or even trial before it is resolved and damages are awarded (if any).
As these nine facts show, filing a car crash claim can be complicated and time consuming process, so having an experienced lawyer on your side can make all the difference when it comes to getting compensated for any losses caused by another driver’s negligence or recklessness behind the wheel.