“Car Crash, Slip & Fall and More: Answering Your Insurance Claim Questions”

Insurance Claims: Answering Your Questions

When it comes to filing an insurance claim, you may have some questions. Whether a car crash, slip and fall, or other mishap has left you in need of financial assistance, understanding the claims process can be daunting. Here, we’ll provide answers to your most common insurance questions, as well as explain why having a lawyer on your side is so important.

What Documents Do I Need to File an Insurance Claim?

You’ll need to provide certain documents when filing an insurance claim. These documents vary depending on the type of claim you are making. For example, if you’re filing a car accident claim, you’ll need to provide evidence such as the police report, photographs of the accident scene, and medical records related to any injuries sustained.

If you’re filing a slip and fall claim, you’ll likely need to provide property documents such as maintenance records or proof of ownership. In either case, keep all documents related to your incident in a safe place until your claim is settled.

What Happens After I Submit My Claim?

Once you submit your insurance claim, it will go through a review process. During this time, the insurer will investigate the incident and assess the damage. If the insurer finds that your claim is valid, they will offer you a settlement amount. However, if they find that your claim is not valid or that there is insufficient evidence to support it, they may deny your claim altogether.

What Should I Do if My Claim Is Denied?

If your insurance claim has been denied, don’t give up hope just yet. You have the right to appeal the decision by submitting additional evidence or requesting a hearing with an administrative law judge (ALJ). An ALJ is an impartial third-party who reviews cases on behalf of the state or federal government and has the power to override an insurer’s decision if necessary.

Do I Need a Lawyer for My Insurance Claim?

Navigating an insurance claim can be complicated and time-consuming, so it may be in your best interest to hire a lawyer who specializes in these types of cases. A lawyer can help you build a strong case by gathering evidence and developing legal arguments that increase your chances of success. They can also negotiate with insurers on your behalf and represent you at hearings before an ALJ if necessary.

When Should I Contact a Lawyer?

It’s best to contact a lawyer as soon as possible after an incident occurs. This gives them time to review your case and assess its merits before filing any paperwork or taking other legal action. A lawyer can be especially helpful if your insurance company is denying or delaying payment for legitimate claims or if negotiations have reached an impasse.


Understanding what’s involved in filing an insurance claim is essential for getting the compensation you deserve after an accident or injury. By arming yourself with knowledge about what documents are required and what happens during the claims process, you can make sure that you don’t miss any steps along the way. Additionally, having a lawyer on hand can help ensure that your rights are protected throughout the process and that any settlements are fair and just.