“Car Crash to Bicycle: What You Need to Know About Insurance Claims”

The transition from car to bicycle for some of us can be a great decision to make. Not only will it help you get in shape, but it is also an affordable and sustainable way to get around the city. But before taking the plunge, you should know what to expect with regard to insurance claims.

What Is Insurance?
Insurance is a type of contract that provides financial protection against any kind of loss or injury. It typically covers only certain risks specified in the policy, such as medical bills or property damage caused by an accident.

Insurance Claims for Bicycle Accidents
If you are injured in a bicycle accident, you will likely need to file an insurance claim. Depending on the circumstances of the accident, you may be able to recover compensation for medical bills, lost wages, pain and suffering, and other damages.

It is important to note that bicycle accidents are not always covered by auto insurance policies. Generally speaking, if you are hit by a car while riding your bike, the driver’s auto insurance should cover your losses. However, if you were not hit by a car or if you were the driver of the car that hit you, then your own auto insurance may not cover your losses.

In these cases, it is important to contact an experienced personal injury attorney who can help determine what type of coverage is available and how best to pursue a claim for your damages.

The Benefits of Hiring an Attorney
Hiring an attorney can be beneficial if you have been injured in a bicycle accident. An attorney can help ensure that your rights are protected and that you receive a fair settlement from the insurance company. The attorney can also help guide you through the legal process and provide advice on how to best handle your case.

An attorney can also help identify any potential sources of compensation that may be available beyond just the at-fault driver’s auto insurance policy. For example, if there was a defect with either the bike or the roadway that contributed to the accident, then there may be additional sources of compensation available from those responsible for the defect. An experienced personal injury lawyer can help identify these potential sources of compensation and ensure they are pursued as part of your claim for damages.

Making the transition from car to bicycle can be both exciting and rewarding – but it’s important to understand what to expect when it comes time to file insurance claims after an accident. Be sure to contact an experienced personal injury attorney who can help ensure that your rights are protected and that you receive fair compensation for any losses sustained in the incident.