“Car Crashes & Claims: What You Need To Know”
Every year, car crashes in the United States cause thousands of deaths and billions of dollars in property damage. It’s an unfortunate reality that most of us will be involved in some type of accident at some point in our lives. No one wants to think about a car crash, but if you find yourself in one, it’s important to know what to do and how best to protect your rights.
When it comes to car crashes, there are two essential things you need to know: the claims process and the necessity of a lawyer. Knowing what to do before, during, and after a crash can help you navigate through the legalities of a claim and give you the best chance of getting the compensation you deserve.
First, let’s talk about the claims process. After an accident, you will likely be contacted by an insurance company representative who will ask for your information. It’s important to only provide factual information to the representative; never speculate or make assumptions. Additionally, never sign any documents without consulting a lawyer first. If you believe the other driver is at fault for the accident, collect as much information as possible from them: name, address, phone number, insurance information, vehicle make and model etc.
The second thing you need to know is that having a lawyer can make all the difference in obtaining a successful settlement from an insurance company. Insurance adjusters are trained to get claimants to settle for less than they are entitled to receive. An experienced lawyer knows how to negotiate with insurers and ensure that their clients receive the full value for their claim. A lawyer also understands the ins and outs of the legal system, including statutes of limitations that can affect your case if not handled correctly. Having a lawyer on your side means having someone who is looking out for your best interests and making sure all legal steps are taken so that you get what you deserve out of a settlement or lawsuit.
Though no one ever wants to find themselves in a situation where they have been injured or property damaged due to another person’s negligence or recklessness on the road, it does happen every day. Knowing what steps to take if it does occur can help maximize your chances of getting the compensation you deserve for medical bills, lost wages, pain and suffering and more. Always remember that having knowledgeable legal representation when filing a claim is key to ensuring that your rights are protected and that justice is served in any automobile accident case.