“Dog Bite Insurance Claims: What You Need to Know”
Dog Bite Insurance Claims: What You Need to Know
Dog bites are a serious issue in the United States, with more than 4.7 million people bitten each year and need for medical attention. While most dog owners are responsible and take all reasonable steps to protect others from their pet, sometimes accidents do happen. When they do, it is important to know what your rights are and what you need to do in order to get the compensation you deserve.
The Cost of Dog Bites
Dog bite claims can be expensive and time-consuming, which is why it is important to have a lawyer on your side. According to the Centers for Disease Control and Prevention (CDC), dog bite claims cost insurance companies more than $700 million annually. Dog bites can cause physical injuries such as lacerations, bruises, broken bones and puncture wounds, but they can also lead to emotional distress and post-traumatic stress disorder (PTSD).
The legal process for filing a dog bite claim can vary from state to state, so it is important to consult with an experienced attorney who understands the laws in your jurisdiction. An attorney can help you understand your rights and options, as well as provide advice on how best to proceed with a claim.
What You Need To Know About Dog Bite Insurance Claims
Most homeowners or renters insurance policies will cover the cost of medical bills resulting from a dog bite. However, in some cases, the insurance company may deny or limit coverage if they believe that the dog owner was negligent or reckless in allowing the attack to occur.
If you have been injured by a dog bite, it is important that you take action right away. The first step is to contact your insurance company and file a claim. It is also important to document any medical bills or other damages that resulted from the attack. Be sure to keep detailed records of any communication with the insurance company as well as any doctor’s reports or other medical documentation related to your injuries.
It is also important to contact an experienced attorney who can help you navigate the legal process and make sure that you receive just compensation for your injuries. A lawyer can help you understand your rights and options when filing a claim against the dog owner’s insurance policy and ensure that you are treated fairly by your insurance company.
In addition to helping you understand your rights and options when filing a claim, an experienced attorney can also provide advice on how best to proceed with a lawsuit if necessary. A lawyer can ensure that all of the paperwork is filed properly and on time, as well as represent you in court if necessary.
Final Thoughts on Dog Bite Insurance Claims
If you have been injured by a dog bite, it is important that you take action right away by contacting both your insurance company and an experienced lawyer who understands the laws in your jurisdiction. A lawyer can help ensure that you receive just compensation for your injuries and make sure that all of the paperwork is filed properly and on time.