“Dog Bite Insurance Claims: What You Need to Know”

What You Need to Know about Dog Bite Insurance Claims

Dog bites can be serious, so it’s important for people to know their rights when it comes to filing an insurance claim. In this article, we will cover the basics of dog bite insurance claims and explain why it’s important to get a lawyer if you’ve been bitten.

The Basics of Dog Bite Insurance Claims

Dog bite insurance claims are typically filed under a homeowner’s insurance policy or a renter’s insurance policy. These policies usually provide coverage for medical expenses and any property damage caused by the dog bite. Depending on the type of policy, the coverage may also include lost wages, pain and suffering, and legal fees.

In order to successfully file a dog bite insurance claim, you must be able to prove that the owner of the dog was negligent in some way. This means that you must show that they failed to take reasonable steps to prevent the dog from biting someone or they knew that their dog had a history of aggressive behavior and did not take steps to prevent a future attack.

Why You Need a Lawyer

When dealing with insurance companies, it is always best to have an experienced attorney on your side. An attorney can help you gather evidence to support your claim and ensure that all legal requirements are met. They can also negotiate with the insurance company for a fair settlement amount and protect your rights throughout the process.

An attorney can also help you understand the laws governing dog bites in your state. Each state has different laws when it comes to liability for dog bites, and an experienced lawyer can help you understand what your rights are and how those laws apply in your situation.

Finally, having an attorney on your side can reduce the amount of stress involved in filing an insurance claim. By handling all aspects of the claim, they can ensure that everything is done correctly and efficiently so that you can focus on recovering from your injury.


Filing an insurance claim after being bitten by a dog can be complicated, but it is important to understand your rights and what steps need to be taken in order to successfully file a claim. It is also important to seek legal counsel if you are considering filing a claim so that all legal requirements are met and your rights are protected throughout the process. By following these steps, you can ensure that you receive fair compensation for your injuries and any property damage caused by the attack.