“Dog Bite Insurance Claims: What You Need To Know”
The headlines often report on dog bite cases in which victims have received large settlements. But what many don’t realize is that filing an insurance claim for a dog bite can be a difficult and complex process. In this article, we’ll take a look at the legal details of making a dog bite claim, and discuss why it’s important to have an experienced lawyer on your side.
What Are Dog Bite Insurance Claims?
Dog bite insurance claims are cases in which a person has been bitten by another person’s dog, and seeks compensation from the owner’s homeowner’s insurance policy for any damages that may have been caused. Dog owners are responsible for any injuries caused by their pet and can be held liable for damages, including medical bills, lost wages and pain and suffering.
When it comes to liability in dog bite cases, the law varies from state to state. In some states, the owner of the dog is liable regardless of whether or not they knew their pet was aggressive. In other states, the owner must have known or should have known that their pet had a propensity for violence in order to be held liable.
It’s also important to understand that homeowners insurance policies usually exclude coverage for claims related to intentional acts or criminal activities, so if the dog owner is found guilty of negligence in regards to their pet’s behavior, they may not be covered by their policy. In these cases, victims may need to pursue other legal options such as a personal injury lawsuit against the owner or landlord of the property where the attack occurred.
Why You Need an Attorney
It’s important to note that filing an insurance claim for a dog bite can be a tricky process, and it’s important to have an experienced attorney on your side. An attorney can help you navigate the legal system and ensure that all of your rights are protected throughout the process.
An attorney can also help you gather evidence in support of your case and negotiate with insurance companies on your behalf. They can also help you understand your state’s laws regarding dog bites, as well as any additional claims you may be able to file for damages such as pain and suffering or emotional distress.
The Bottom Line
If you or someone you know has been attacked by a dog, it’s important to take action right away. Dog bites can lead to serious injury and long-term consequences, so it’s essential to seek legal counsel as soon as possible in order to protect yourself and your rights. Having an experienced attorney on your side will help make sure that you receive the compensation you deserve for any losses suffered due to the attack.