“St. Louis Car Crash Claims: What You Need to Know”
The tragic event of a car crash can be one of the most stressful experiences a person can go through. Car crashes can result in death, severe injuries, and property damage. Unfortunately, they happen all too often in St. Louis, Missouri. In 2019 alone, there were over 16,000 car crashes in the city.
As a victim of a car crash in St. Louis, you have certain rights and may be entitled to compensation for your losses. It is important to understand the process for filing a claim and the need for a lawyer to help you navigate it. This article will provide an overview of St. Louis car crash claims and explain why it is essential to have a lawyer on your side.
Understanding St. Louis Car Crash Claims
When you are involved in a car accident in Missouri, you have the right to file a claim for compensation from the at-fault driver’s insurance company. This is known as a “third party” claim because you are not filing against your own insurance company but rather the other driver’s insurer.
In order to receive compensation after an accident, you must prove that the other driver was at fault and that you suffered losses due to their negligence or recklessness while driving. To do this, you will need to provide evidence of your losses such as medical bills, lost wages, and property damage estimates. You will also need to show that the at-fault driver acted negligently or recklessly by providing proof such as police reports, witness statements, and photos of the accident scene.
In addition to proving negligence or recklessness on the part of the other driver, you will also need to prove that your losses were caused by their negligence or recklessness rather than some other factor unrelated to the accident. For example, if you had pre-existing medical conditions that were aggravated by your involvement in an accident, then you may not be able to receive full compensation for those losses even if they were caused by another driver’s negligence or recklessness while driving.
The Need for an Attorney When Filing St. Louis Car Crash Claims
Filing a claim for compensation after an accident is not always easy and can be incredibly complex depending on the circumstances surrounding your case. It is important to understand that insurance companies are in business to make money and may try to deny or minimize your claim in order to protect their bottom line. This is why it is essential to have an experienced attorney who knows how to handle these types of cases on your side when filing St. Louis car crash claims.
An attorney can help ensure that all evidence necessary for proving negligence or recklessness on behalf of the other driver is gathered and presented properly when filing a claim. An attorney will also be able to negotiate with insurance companies on your behalf so that you receive fair compensation for any losses incurred due to another person’s negligence or recklessness while driving.
Finally, an attorney will also be able to represent you in court if necessary if an insurance company refuses to pay out what they owe you or disputes your claim entirely. Having legal representation can significantly improve your chances of receiving fair compensation after an accident and help ensure that justice is served in the end.
Conclusion
Car crashes can be devastating events with life-altering consequences for victims and their families alike. If you have been involved in an accident in St. Louis, it is important to understand your rights under Missouri law and why having an experienced attorney on your side is essential when filing a claim for compensation from another driver’s insurance company. With legal help on your side, you can ensure that justice is served and that you receive fair compensation for any losses incurred due to another person’s negligence or recklessness while driving