“The 7 Most Common Car Crash Claims – What You Need to Know”

Car accidents are one of the most common causes of personal injury. Whether you’ve been involved in a minor fender-bender or a major collision, understanding your rights and the available legal remedies is important. Here are seven of the most common car crash claims and what you need to know about them.

1. Negligence: Negligence is the legal term for when someone fails to exercise reasonable care and causes an injury to another person. In a car accident context, negligence often occurs when a motorist fails to obey traffic laws or drive safely. If you’ve been injured in an accident caused by another driver’s negligence, you may be able to recover damages related to medical bills, lost wages, pain and suffering, and more.

2. Product Liability: Automobile accidents can also be caused by defective car parts or other defective products used in the vehicle. If this is the case, you may be able to bring a product liability claim against the manufacturer or seller of the defective product for any resulting injuries or damages.

3. Wrongful Death: If a loved one has died due to injuries sustained in a car accident, you may be able to bring a wrongful death claim against the responsible party. Wrongful death claims can seek compensation for medical bills, loss of income, funeral expenses, pain and suffering, and other damages related to the death of your loved one.

4. Uninsured/Underinsured Motorist Coverage: If you were injured in an accident caused by an uninsured or underinsured motorist, you may be able to recover damages through your own insurance policy if it includes uninsured/underinsured motorist coverage (UM/UIM). This type of coverage protects you if another driver who doesn’t have enough insurance coverage is responsible for your injuries.

5. Hit-and-Run Accidents: Hit-and-run accidents can be especially difficult because it can be difficult to identify the responsible party. In some states, however, if you have UM/UIM coverage on your policy, you may still be able to recover damages even if the responsible party cannot be identified or located.

6. Personal Injury Protection (PIP): Many states require drivers to carry PIP insurance, which pays for medical bills and other expenses regardless of who was at fault for the accident. It can also cover lost wages if you have to miss work due to an injury from the accident.

7. Property Damage: If your vehicle was damaged due to another driver’s negligence or recklessness, you may be able to recover compensation for repairs or replacement costs through their insurance company or through a property damage lawsuit against them.

Navigating these types of claims can be complicated and time consuming so it is important that you consult with an experienced personal injury lawyer right away after a car crash occurs. A lawyer will help ensure that all deadlines are met and all evidence necessary is gathered so that you can obtain full compensation for your losses. They will also make sure that all legal documents are completed properly so that your rights are protected throughout the process.