“Understanding Car Crash Claims in Prescott, Arizona: What You Need to Know.”
Understanding Car Crash Claims in Prescott, Arizona: What You Need to Know
In Prescott, Arizona, car crashes are a common occurrence. Every day, drivers are involved in collisions that can cause serious injury and financial losses. If you have been injured in a car crash, it’s important to understand your legal rights. This article will provide an overview of car crash claims in Prescott, Arizona and offer tips on what to do if you’ve been in an accident.
What to Do After a Car Crash
If you’ve been involved in a car crash, the first thing you should do is seek medical attention for any injuries you may have sustained. After that, make sure you report the accident to the police and take pictures of any damage to your vehicle or property. You should also exchange insurance information with the other driver and get witness statements from anyone who saw the accident happen.
Filing a Claim
Once you’ve gathered all the necessary information, you’ll need to file a claim with your insurance company. Before doing so, it’s important to be aware of the laws surrounding car accident claims in Prescott, Arizona. Understanding these laws can help ensure that your claim is handled properly and that you receive the compensation you deserve.
Arizona Laws
In Arizona, all drivers must carry liability insurance with minimum coverage of $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $10,000 for property damage per accident. This means that if you are injured in an accident caused by another driver who does not have adequate insurance coverage, they may not be able to cover all of your damages and expenses. That’s why it’s important to consider purchasing additional coverage beyond these minimum requirements.
When filing a claim for damages due to a car crash in Prescott, Arizona, there are time limits that must be adhered to. The statute of limitations is two years from the date of the accident for personal injury claims and three years from the date of the accident for property damage claims. It’s important to file your claim within this time frame or else you may be unable to recover any compensation for your losses.
Why You Need an Attorney
Navigating the legal system can be tricky and it’s important to have an experienced attorney on your side who understands car crash claims in Prescott, Arizona. An attorney will be able to handle all aspects of your case from filing paperwork and gathering evidence to negotiating with insurance companies and representing you in court if necessary. They can also help protect your rights throughout the entire process and ensure that you get the compensation you deserve for any losses or injuries suffered as a result of the accident.
Conclusion
Car crashes can have devastating consequences and it’s important to know what steps to take after being involved in one. Understanding car crash claims in Prescott, Arizona can help ensure that your case is handled properly and that you get the financial compensation you need for any losses or injuries suffered as a result of an accident. Having an experienced attorney on your side is essential for protecting your rights and making sure that all aspects of your case are handled correctly.