What are the steps involved in filing a personal injury claim in Fenton, Missouri?
Filing a Personal Injury Claim in Fenton, Missouri: A Step-By-Step Guide
If you’ve been injured due to someone else’s negligence in Fenton, Missouri, you may be entitled to compensation. To make sure you get the full amount of money that you’re entitled to, it’s important to understand the steps involved in filing a personal injury claim. It’s not an easy process, but if you follow these steps you can ensure that you get the compensation you deserve.
Step 1: Gather Evidence and Documentation
The first step in filing a personal injury claim is to gather evidence and documentation that proves your case. This evidence should include medical bills and records that show the extent of your injuries and how they were caused. You should also collect any photos of the accident scene or of your injuries, witness statements, police reports, repair bills for damaged property, and any other information that supports your case.
Step 2: Contact an Attorney
Once you have collected all of the necessary evidence and documentation, it’s time to contact an experienced personal injury attorney in Fenton, Missouri. An attorney can help guide you through the process and provide legal advice about what type of claim to file and how much compensation to seek. They will also be able to negotiate on your behalf with insurance companies and work to ensure that you receive the maximum amount of compensation for your injuries.
Step 3: File a Claim with the Negligent Party’s Insurance Company
Before filing a lawsuit against the person or entity responsible for your injuries, it’s important to file a claim with their insurance company first. Under Missouri law, all drivers are required to carry liability insurance that covers the costs associated with any accidents they cause. Your attorney can help you determine who is liable for your injuries and which insurance company should be contacted. The insurance company will then review your claim and decide whether or not it will be covered by their policy.
Step 4: Negotiate a Settlement
If the insurance company denies your claim or offers an inadequate settlement amount, then it may be necessary to negotiate further with them or even file a lawsuit against them. Your attorney will be able to advise you on what steps need to be taken and how best to proceed with negotiations. In some cases, a settlement can be reached without having to go through a lengthy court process.
Step 5: File a Lawsuit
If negotiations fail or if there is no insurance policy covering your injuries, then it may be necessary to file a lawsuit against the negligent party in Fenton, Missouri. Your attorney will help you prepare for trial by gathering additional evidence such as expert witnesses or experts who can testify on your behalf about the extent of your damages. They will also help draft pleadings such as complaints or motions so that all of your legal rights are protected throughout the process.
Following these five steps will help ensure that you receive full compensation for any personal injuries suffered due to someone else’s negligence in Fenton, Missouri. It is important to remember that every case is different and each individual has different needs when it comes to filing a personal injury claim so speaking with an experienced attorney is always recommended for best results.