Providing Statements to a St. Louis County Truck Insurance Provider

There are many dangers that come with providing statements to an insurance provider after a truck wreck in St. Louis County. Recorded statements solely benefit the insurance company and could potentially minimize liability.

If you have been contacted or expect to be contacted by a person’s insurance company, it is vital that you consult with a trusted attorney before doing so. A legal professional could advise you on what and what not to say to an insurance company and how they could direct their questions in a way that would damage your injury claim. To learn more, schedule a free consultation today.

When to Speak with Another Truck Driver’s Insurance Company

It is not uncommon for a victim to provide a recorded statement to another truck driver’s insurance company. Insurance companies are known to be very aggressive and would try to get in touch with a victim right after a crash when the insurance company is offering to pay for their medical bills in exchange for a statement.

Victims are not legally obligated to provide a recorded statement. However, insurance companies tend to make victims feel as though they are legally obligated to do so. On the other hand, victims who are uninsured or underinsured are legally required to provide a recorded statement. They still have to the right to an attorney being present and an insurance company cannot prevent them from having an attorney with them.

How do Insurance Companies Contact People in St. Louis County?

Insurance companies typically contact victims by phone. They are very aggressive, especially in trucking cases, in pursuing a recorded statement. They call and demand to take a recorded statement prior to paying for any medical bills or property damage claim. However, it is not uncommon for them to show up at their house or their place of business to demand a recorded statement. Prior to giving any recorded statement, a person should always speak to a lawyer to make sure they understand their rights.

Dangers of Accepting a Settlement too Soon

Claimants should be weary of accepting a settlement too soon. It is typical of insurance companies to offer a check at the very beginning of a case. This check usually includes payment for medical expenses with additional sums of money. However, it is important to understand that once a victim accepts a settlement, the case would be over. Insurance companies are known to offer low settlements amount in hopes that the plaintiff would quickly accept it and avoid litigation. To avoid making this mistake, it is strongly suggested to retain the help of an attorney who could correctly assesses the amount of damages owed to your and any settlement amount being offered.

Hire Legal Help Today

The days following a truck accident are the most important in any injury case. During this time, the other driver’s insurance company may reach out and try to extract a recorded statement from you. When this occurs, do not provide a statement without speaking with an attorney or having an attorney present. A lawyer could advise you on what you should and should not say to an insurance company while maintaining your best interest in mind. To learn more, reach out to an attorney or schedule a consultation today.