Monday Q&A – Edition 3

This week we answer the following questions:

  1. Mike: Can a felon own a muzzle loader (or black powder) rifle?
  2. Bonnie: How do you value a workers compensation injury?
  3. Terri: Is my settlement going to be disbursed through an annuity or lump sum?

Welcome to the Mutrux Law Firm, your go-to resource for all your personal injury legal needs. In this week’s Q&A, we’ll answer some important questions related to personal injury cases. If you have any queries, submit them at,, or tweet us at @MutruxLaw.

Can a Felon Own a Muzzleloader?

The first question is from Mike, who asked if a felon can own a muzzleloader. While we cannot comment on firearm ownership, under Missouri and federal law, it is legal for felons to own a muzzleloader. This is because the legal definition of a firearm excludes muzzleloaders and black powder guns. So, if you have any further questions related to this topic, feel free to contact us.

How to Value a Workers Compensation Injury?

Our second question is from Bonnie, who wanted to know how to value a workers compensation injury. This is a complex issue, and we have a longer video on our YouTube page that goes into more detail. However, the basic formula we use is to multiply your weekly wage rate with your disability rating and the number of weeks allowed for that specific part of the body. We often have to negotiate the disability rating or the number of weeks, depending on the case.

Settlement: Lump Sum or Annuity?

Our final question comes from a client who asked if their settlement would be disbursed as a lump sum or through an annuity. The answer is that it is entirely up to the client. You can choose to take your settlement as a lump sum, but we recommend structuring it or investing it in some way to generate dividends. This is especially important for bigger cases. However, if you are a minor, there are different rules that apply, which we discuss in another video.

Thanks for tuning in to this week’s Q&A. If you have any more questions, contact us through our website, Facebook, or Twitter.

Contact us today for a free consultation & know more about us.

Tyson Mutrux