MONDAY Q&A – DECEMBER 5, 2016 EDITION
When you’re involved in a personal injury accident, dealing with the insurance company can be overwhelming. In this below video, Attorney Tyson Mutrux from Mutrux Firm Injury Lawyers explains three essential things you should ask for when the insurance company contacts you.
This week we answer the following questions:
- Tyler: Do I have to let the defendant take my deposition?
- Jordan: What are my options if I don’t want to accept the insurance company’s offer?
- Maya: What can I do if the at-fault driver only has minimum coverage ($25,000) and my injuries exceed that amount?
Watch the video for the Injury Claim Tips.
1. Get a Letter of Fault
Ask the insurance adjuster for a letter clearly stating that their insured (the at-fault party) accepts responsibility. This confirmation can protect your claim and clarify liability early in the process.
2. Ask for the Policy Limits
You need to know how much insurance money is available for your injury claim. Request written confirmation of the policy limits. This helps your attorney assess the full value of your potential recovery.
3. Request Witness Statements
If the insurance company has collected any witness statements, ask for copies. These could be crucial in supporting your version of events and may reveal key details you weren’t aware of.
Why This Matters
Getting these three things can strengthen your personal injury case and prevent the insurance company from minimizing your claim. If you’re unsure how to ask or want to protect your rights, speaking with a Missouri personal injury attorney is a smart first step.
Need Help After an Accident?
At Mutrux Firm Injury Lawyers, we serve injured clients in St. Louis and Columbia, Missouri, and we’re here to fight for what you’re owed.
Call us at 888-550-4026 or contact us online for a free case investigation & know more about us.
Submit your questions for next week at Facebook.com/MutruxLaw, or just tweet us at @MutruxLaw.