Skip to main content

Mutrux Firm Injury Lawyers

Texting While Driving
A Crash Course You Don’t Want

Find Out if You Have a Case

Texting While Driving Accident Lawyer in Missouri and Illinois

Being hit by a driver who was texting is one of the most preventable tragedies on Missouri and Illinois roads. A split second of distraction at 60 miles per hour covers the length of a football field with no eyes on the road. If a texting driver caused your crash, Missouri and Illinois law gives you the right to hold them fully accountable for every injury, every bill, and every lost day of work. At Mutrux Firm Injury Lawyers, we fight for distracted driving victims across both states. No fees unless we win. Call (888) 550-4026 for a free case review today.

Texting While Driving Accident Lawyer in Missouri and Illinois

Award-Winning St. Louis Car Accident Lawyer Recognized for Legal Excellence

Tyson Mutrux has recovered millions for personal injury victims across Columbia, St. Louis, and throughout Missouri and Illinois. With an office right here in Columbia, he handles car crashes, truck accidents, slip and falls, wrongful death, and more for Boone County residents and surrounding communities. Licensed in Missouri, Illinois, and U.S. Federal Courts, he has been named Best Injury Attorney in Columbia (2025) – Inside Columbia Magazine, Recognized under Top 10 Car Accident Lawyers in Columbia (2024) – Trust Analytica, Best Car Accident Lawyer in Columbia (2023) – Expertise.com and holds a Superb 10/10 Avvo rating. Before founding Mutrux Firm, Tyson worked for State Farm Insurance as a claims representative, giving him firsthand knowledge of how insurance companies minimize claims and how to fight back.

Steps to Take After a Crash

Let our team help you prove driver negligence and recover the compensation you deserve. Pay later only if we win!

Find Out If You Have A Case
  • Seek medical help
  • Capture evidence
  • File a police report
  • Talk to witnesses
Seek medical help
Capture evidence
File a police report
Talk to witnesses

Don't settle for less

The first offer is where insurers start. It is not where we finish.

Swipe to see more results →

Their first offer $65,000
What we recovered
$400,000

The insurer opened at $65,000 and later called $101,000 its top offer. Working closely with our client, we proved significant lost wages and settled for $400,000.

Carla S. · Lost wages claim

Figures are actual recoveries. Past results do not guarantee a similar outcome.

How a Texting Driver's Negligence Can Destroy Your Life in Seconds?

As texting and social media use have become central to daily life, distracted driving crashes have risen sharply across Missouri and Illinois. When a driver takes their eyes off the road to read or send a text, their reaction time slows dramatically and they lose awareness of everything around them, including traffic lights, stop signs, pedestrians, and other vehicles. The resulting crashes frequently cause catastrophic injuries that require months or years of recovery and permanently alter the victim's quality of life.

If you or a loved one suffered injuries in a crash caused by a texting driver in Missouri or Illinois, you have the right to pursue full compensation from the at-fault driver. Contact Mutrux Firm Injury Lawyers for a free case review and let us build the strongest possible claim on your behalf.

How Common Is Texting While Driving in Missouri and Illinois?

Distracted driving is not limited to teenagers. Research consistently shows that adults, including parents, text while driving at alarming rates. According to a U.S. News and World Report study, two-thirds of parents admitted reading text messages while driving and approximately half admitted composing texts while behind the wheel. The more distracted driving behaviors a person exhibits, the higher their likelihood of causing a serious crash.

2 in 3
Parents who admitted reading texts while driving
4.6 seconds
Average time a texting driver's eyes leave the road
424,000
People injured each year in distracted driving crashes nationwide
3,000+
Lives lost to distracted driving in a single year nationwide

Whether a driver is texting, reading emails, scrolling social media, or using GPS on a handheld device, the danger is the same. According to the Federal Motor Carrier Safety Administration, texting drivers take their eyes off the road for an average of 4.6 seconds. At 55 miles per hour, that is the equivalent of driving the length of a football field completely blind.

What Are the Texting and Driving Laws in Missouri and Illinois?

Both states now ban handheld phone use behind the wheel, but the two laws arrived a decade apart and carry different penalties. The comparison below shows how they line up.

  Missouri Illinois
Governing law The Siddens Bening Hands Free Law, codified at Missouri Revised Statute 304.822. The state hands-free law, codified at 625 ILCS 5/12-610.2.
In effect since August 28, 2023. Before that, only drivers under 21 were restricted from texting. January 1, 2014, making Illinois roughly a decade ahead of Missouri.
What drivers may not do Hold or support a phone, send or read texts, record or send video, join video calls, or watch media on a personal device. Use any handheld device, including texting, emailing, browsing social media, and video calls. Hands-free technology is required to communicate while driving.
Penalties Officers issued warnings at first, and citations began on January 1, 2025. Penalties increase for repeat violations and for crashes that cause injury. Fines start at up to $75 for a first offense and rise with each repeat. A violation causing serious injury is a Class A misdemeanor, and one causing death is a Class 4 felony.
Effect on an injury claim Even before 2023, texting while driving was negligence under Missouri civil law, and a driver could be held fully liable with or without criminal charges. A hands-free violation is strong evidence of negligence, which Mutrux Firm Injury Lawyers uses to strengthen your claim.

Swipe left or right to see the full table.

Why Is Texting While Driving So Dangerous?

Texting while driving creates three simultaneous types of distraction, which is what makes it uniquely dangerous compared to other distractions behind the wheel.

Manual Distraction

The driver takes one or both hands off the steering wheel to hold and operate the phone, losing the ability to steer or correct quickly.

Visual Distraction

The driver's eyes leave the road to look at the screen, so hazards ahead go completely unseen until it is too late to react.

Cognitive Distraction

The driver's mental focus shifts from driving to reading or composing a message, which delays reaction time even after the phone is down.

All three distractions happening at once at highway speeds creates a crash risk significantly higher than any single distraction alone. It also explains why these drivers so often strike without braking at all.

How Is Negligence Proven in a Texting While Driving Case?

Negligence is the legal foundation of most motor vehicle crash claims. To establish it in a texting while driving case, Mutrux Firm Injury Lawyers must prove four elements.

1

Duty of Care

The driver owed you a legal duty to operate their vehicle with reasonable care, which every driver owes to everyone else on the road.

2

Breach of That Duty

The driver broke that duty by using their phone behind the wheel instead of watching the road.

3

Causation

That breach directly caused the crash, rather than some unrelated condition or another driver's conduct.

4

Documented Damages

You suffered real, documented losses as a result, from medical treatment and missed work to lasting pain.

Both Missouri and Illinois law recognize texting while driving as a breach of the duty of care owed to other road users. Evidence that a driver was using a phone at the time of the crash strengthens your civil claim whether or not they were criminally charged or convicted.

How Does Mutrux Firm Injury Lawyers Prove Phone Use Caused Your Crash?

Proving phone use at the time of a crash means acting quickly, before the evidence disappears. These are the sources Mutrux Firm Injury Lawyers uses to establish distracted driving negligence on your behalf.

Carrier Phone Records

Records subpoenaed directly from the carrier show call, text, and data activity in the minutes surrounding the impact.

Dashcam and Traffic Footage

Video can capture the driver looking down at a device, but it is often overwritten within days of the crash.

Witness Statements

Other drivers and bystanders frequently see the phone in the driver's hand before the collision happens.

Accident Reconstruction

Professional analysis establishes that the driver never braked or steered away before impact, which points to a driver who was not looking.

Vehicle Event Data

Most modern vehicles record speed, braking, and steering in the seconds before a crash, confirming whether the driver reacted at all.

Social Media Activity

Posts, messages, and uploads carry timestamps that can be matched directly to the moment of the crash.

How Does Mutrux Firm Injury Lawyers Help Texting While Driving Crash Victims?

When you trust Mutrux Firm Injury Lawyers with your texting while driving crash case, we handle every step of the process.

1

Preserve the Evidence

We gather and secure phone records, footage, and vehicle data before any of it is deleted or overwritten.

2

Take Depositions

We question the at-fault driver and the witnesses under oath, on the record, about what happened.

3

Prove Liability

We establish fault using phone records and accident reconstruction rather than relying on the police report alone.

4

Calculate Your Full Damages

We account for future medical costs and lost earning capacity, not just the bills that have already arrived.

5

Negotiate With the Insurer

We press the insurance company for a settlement that reflects the real value of your claim.

6

Take the Case to Trial

If the insurer refuses to offer fair compensation, we are prepared to try your case in court.

How Does Shared Fault Affect Your Claim?

Insurers defending a texting driver often argue the injured person was partly to blame. The two states handle that argument very differently.

Missouri

Missouri follows pure comparative fault, so you can recover compensation even if you are found largely at fault. Your award is reduced by your percentage of responsibility rather than eliminated.

Illinois

Illinois follows modified comparative fault. You can recover as long as you are not more than 50 percent at fault, but crossing that line bars recovery entirely, which makes the fault fight critical.

What Compensation Can You Recover After a Texting While Driving Crash?

Medical Bills

Emergency care, hospitalization, surgery, and rehabilitation costs, along with the future treatment your doctors expect you to need.

Lost Wages and Earning Capacity

Income missed during recovery, plus the long-term loss if your injuries keep you from the work you did before.

Pain and Suffering

The physical pain and emotional toll of the crash, which a jury values based on how your injuries changed your daily life.

Property Damage

Repair or replacement of your vehicle, along with personal belongings damaged in the collision.

Punitive Damages

Available where the conduct was especially reckless. In Missouri, half of any punitive award goes to the state rather than to the plaintiff.

Wrongful Death Damages

Families who lose a loved one may recover funeral costs, lost financial support, and lost companionship under either state's wrongful death act.

Missouri gives you five years to file a texting while driving crash lawsuit. Illinois gives you two. Claims against a city or public employee can come due far sooner, so do not wait. Contact Mutrux Firm Injury Lawyers as soon as possible to protect your rights.

No fees unless we win. Call (888) 550-4026 for a free case review today.

Common Injuries Caused by Texting While Driving Crashes

A driver reading a text rarely touches the brakes before impact, so the full force of the collision reaches the people in the other vehicle. The injuries below are the ones we see most often.

Injury Type How It Happens With Little or No Braking? Damages It Can Support
Whiplash, neck, and back injuries An unslowed rear-end hit snaps the head and spine back and forth. Medical bills, physical therapy, missed work, and pain and suffering.
Traumatic brain injury and concussion The head strikes the window, steering wheel, or headrest at full speed. Neurological care, rehabilitation, lost wages, and loss of earning capacity.
Broken bones The dashboard, door, or wheel crushes arms, legs, ribs, or the pelvis. Surgery, rehabilitation, time away from work, and pain and suffering.
Spinal cord injury High-speed or side impacts compress or twist the spine. Long-term care, loss of earning capacity, and permanent pain and suffering.
Internal organ damage Seat belt and steering wheel force bruise or rupture organs. Emergency surgery, hospital stays, and ongoing monitoring.
Psychological trauma A crash with no warning can leave anxiety, PTSD, or fear of driving. Counseling costs, emotional distress, and lost income.

Swipe left or right to see the full table.

Concussions, internal bleeding, and back injuries can take days to show symptoms, so see a doctor right away and keep every record. Consistent documentation ties your injuries to the crash and supports a personal injury claim in Missouri or Illinois, which is where Mutrux Firm Injury Lawyers begins building your case.

Can You Recover Compensation If You Are Blamed for a Texting While Driving Crash in Missouri?

Yes, you can still have a strong case. Missouri follows a pure comparative fault rule, so an injured person can recover compensation even when partly to blame, with the award reduced by their percentage of fault. If a jury finds you 20 percent responsible for a crash, for example, your award drops by 20 percent. It does not disappear. Illinois is stricter: recovery is barred if you are found more than 50 percent at fault.

Insurers for texting drivers often claim the victim was speeding slightly, braked too hard, or skipped a seatbelt. Mutrux Firm counters that blame-shifting with phone records, dashcam and traffic camera footage, witness statements, and accident reconstruction. Anyone searching for the best texting while driving accident lawyer in Missouri should look for that kind of evidence-first approach. Do not give a recorded statement to the other driver’s insurer before speaking with an attorney, since casual remarks can be used to raise your share of fault. A free case review can show where you stand.

How Much Does It Cost to Hire a St. Louis Texting While Driving Accident Lawyer?

Hiring the best texting while driving accident lawyer in Missouri should not add financial strain when you are already facing medical bills. Mutrux Firm Injury Lawyers works on a contingency fee basis, so you pay no attorney fees unless we win your case.

The free case review costs nothing and carries no obligation. We go over how the crash happened, talk through your injuries and treatment, and explain your options, including how phone records or camera footage might show the other driver was texting. Building a strong claim often involves expenses like medical records, expert opinions, and accident reconstruction. Under a contingency arrangement, those costs are handled within the fee agreement rather than billed to you upfront, and fees come out of a settlement or verdict only if there is a recovery. Ask any attorney for the fee agreement in writing and read how costs are treated before you sign.

How Long Do You Have to File a Lawsuit After a Texting While Driving Crash in Missouri?

Missouri gives you five years from the crash date to file a personal injury lawsuit against a texting driver. Illinois allows only two. Contacting an experienced Missouri texting while driving accident lawyer early matters because some deadlines are far shorter than that.

Claim Type State General Filing Deadline
Personal injury Missouri Five years from the crash date.
Wrongful death Missouri Generally three years from the date of death.
Claim against a city or public employee Missouri Written notice may be due within months, sometimes as few as 90 days.
Personal injury Illinois Two years from the crash date.
Wrongful death Illinois Generally two years from the date of death.
Claim against a city or public employee Illinois Often one year from the date of injury, far shorter than a standard claim.

Swipe left or right to see the full table.

Waiting hurts even when the deadline is years away. Dashcam and traffic camera footage gets overwritten, carriers may not keep phone records indefinitely, and witnesses forget what they saw. Insurers know this and let delay weaken your claim. Exceptions can extend or shorten these limits, so confirm your deadline with an attorney. Mutrux Firm Injury Lawyers offers a free case review.

Speak to a Missouri Car Accident Attorney Today

Have you been injured because of a car crash, truck crash, motorcycle crash or by other negligent acts of another? Our Missouri and Illinois Injury Lawyers can help you!

Frequently Asked Questions About Texting While Driving Accidents

FAQ

Find answers to common questions about texting while driving

Is texting while driving illegal in Missouri?

Yes, but with a twist. Missouri currently bans all drivers under 21 from texting while driving. However, if you're over 21, there's no statewide ban on manual texting, although distracted driving can still be considered negligence in a crash. In cities like St. Louis and St. Charles, local ordinances may have stricter rules, so drivers should always keep their eyes on the road, not the screen.

What are the texting while driving laws in Illinois?

Illinois has a strict ban on using any handheld device while driving. This includes texting, emailing, or even scrolling through social media. You must use hands-free technology if you need to talk. Violations can result in fines, license points, and in serious cases, criminal charges, plus liability in a car accident lawsuit.

Can I sue if I was hit by a texting driver in St. Louis?

Absolutely. If a driver was distracted by texting and caused your crash in St. Louis, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and more. Our St. Louis car crash lawyers can gather phone records, witness statements, and crash reports to prove negligence.

What damages can I recover in Missouri or Illinois texting while driving cases?

Victims can pursue compensation for: Medical treatment and rehabilitation. Lost income and reduced earning capacity. Vehicle repairs or replacement. Pain, suffering, and emotional distress. In Illinois, punitive damages may also be possible in extreme negligence cases.

How do you prove the other driver was texting?

We use a combination of evidence, including phone records, dashcam footage, eyewitness testimony, and accident reconstruction. In Missouri and Illinois, proving distraction strengthens your case and can significantly increase settlement value.

Do I need a lawyer for a texting while driving claim?

Yes, especially if you want to maximize your compensation. Insurance companies often try to downplay distracted driving claims. Our team at Mutrux Firm Injury Lawyers fights for clients across Missouri and Illinois, from St. Louis to Springfield, Chicago to Collinsville, making sure victims get justice.