Date of Incident: February 25, 2017

Type of Case: Car Crash

Location: Watson Road and Laclede Station Road in St. Louis, Missouri

“It Wasn’t My Fault!” — What to Do When the Other Driver Lies?

It’s one of the most frustrating situations imaginable. You’re in a car crash, you know the other driver was at fault, but they tell the police a different story.

Suddenly, your “simple” car accident claim is now a disputed liability case. The other driver’s insurance company is using this as an excuse to delay, deny, or lowball your claim, telling you that you can’t prove what happened.

This is a common tactic, especially in Missouri. They are hoping you will get frustrated and just give up.

Why Insurance Companies Dispute Liability in Missouri?

Insurance adjusters love a “he said, she said” situation. They use it to exploit Missouri’s “pure comparative fault” law (RSMo 537.765).

This law states that your total compensation can be reduced by your percentage of fault.

• If an insurance company can successfully argue you were 20% at fault for the crash, they get to reduce their payout to you by 20%.

• This is why they will fight to place even a small amount of blame on you.

When it’s your word against the other driver’s, the insurance company has the advantage. The only way to win a disputed liability case is to overwhelm them with evidence.

How a Car Accident Lawyer Proves You Weren’t at Fault?

When you hire a St. Louis auto accident attorney, we immediately launch an investigation to find objective proof. Here is how we build a case to shut down the insurance company’s “disputed liability” argument.

1. The Police Report

This is the starting point. We analyze the official police report for crucial details:

• Did the officer issue a ticket to the other driver?

• Are there any witness statements included?

• Does the officer’s diagram of the accident scene support your story?

2. Witness Testimony

Independent, third-party witnesses are the most powerful tool in a disputed liability case. Their testimony is neutral and highly credible. We will track down any witnesses listed on the police report and get their official statement.

3. Video and Photographic Evidence

In today’s world, nearly every crash is caught on camera. We will immediately work to secure footage from:

• Nearby business surveillance cameras (which are often deleted after 72 hours)

• Residential Ring doorbells

• City traffic cameras

• Your own dashcam or photos from the scene

4. Accident Reconstruction Professionals

In a complex case (like a disputed T-bone at an intersection), we will hire a professional accident reconstructionist. This professional uses physics and engineering to analyze skid marks, vehicle damage, and impact angles to create a scientific report that proves exactly how the crash happened and who was at fault.

We’ve Won Disputed Liability Cases. We Can Win Yours.

We know these tactics work because we have beaten them. In one recent case, the at-fault driver’s insurance company disputed our client’s injuries and the facts of the crash. They refused to make a fair offer, so we took them to trial.

Our Missouri auto accident attorneys presented the evidence, and the jury awarded our client $50,000 for a low-impact accident, the very case the insurance company claimed was worthless.

Award-Winning Car Crash Lawyer Recognized for Excellence in Missouri

At Mutrux Firm Injury Lawyers, our results speak through the voices of our clients and now, through the honors we’ve earned in the community. Tyson Mutrux was proudly awarded Best Attorney in Columbia for 2025 by Inside Columbia Magazine, a recognition that reflects not only legal skill but also the deep trust of those we serve in Missouri.

A lawyer’s reputation speaks volumes about their ability to handle cases effectively. Whether you need legal representation for a personal injury claim, car crash claim, slip and fall or any other legal matter, choosing an attorney with a proven track record is essential.

Reading online reviews, client testimonials, and industry recognitions can help you gauge a lawyer’s credibility. Tyson Mutrux has built a strong reputation in Missouri, earning a 10.0 Superb rating on Avvo and recognition from Expertise as one of the Best Medical Malpractice Lawyers in St. Louis (2020).

Additionally, he has been honored by The National Trial Lawyers’ “Top 40 Under 40” for his dedication to achieving the best possible outcomes for his clients. His attention to detail, strong communication skills, and history of satisfied clients are reflected in numerous positive Google reviews.

You can also connect with us directly on Google to see reviews, updates, and more:

Mutrux Firm Injury Lawyers – St. Louis

Mutrux Firm Injury Lawyers – Columbia

We serve clients across Missouri and Illinois, with dedicated offices in St. Louis and Columbia.

Don’t Let a Liar Cost You Your Compensation

In a disputed liability car crash, the person with the most evidence wins. The insurance company has a team of investigators and lawyers working to build a case against you. You deserve to have a team of professionals on your side, too.

If you were injured in an accident and the other driver is changing their story, you need to act fast. At Mutrux Firm Injury Lawyers, we know how to investigate a disputed crash and prove your case. We serve clients across Missouri and Illinois.

Call us today at (888) 550-4026 for a free, confidential consultation. You pay no fees unless we win your case.