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How Long Does a Property Damage Claim Take with a Lawyer?

Attorney Tyson Mutrux describes in this video how long it takes to get paid on your property damage claim after an auto accident. Hire a Property Damage Lawyer.

Hi, Tyson Mutrux here again with The Mutrux Law Firm and today were talking about property damage claims, and in particular, how long it’s going to take for you to actually get paid on your vehicle. Now it’s really going to be dependant upon whether the vehicle is a total loss, or if it can be repaired. If you are looking for a property damage lawyer, than contact us!

After an auto accident, many drivers want to know how soon they can receive payment for repairs or a total loss. The timeline depends on several factors, including the insurance company’s process and the extent of the damage.

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How Long Does It Take to Receive Payment for Repairs?

If the vehicle can be repaired, you have two options:
✔️ The insurance company sends payment directly to the body shop. You won’t receive any money in this case. After completing repairs, the shop submits an invoice, and the insurer issues payment.
✔️ The insurance company pays you directly. An adjuster may inspect the damage and issue a check on the spot. If they require an estimate first, the process might take a few days to a couple of weeks.

What If the Insurance Company Declares Your Car a Total Loss?

If the vehicle is a total loss, the insurance company calculates its actual cash value before issuing payment. Major insurers like Geico and State Farm allow adjusters to process claims and write checks immediately when using valuation software. Smaller insurers often follow additional steps, which may delay payment by two to four weeks.

Why Working with a Lawyer Can Help

Insurance companies may delay payments or offer settlements lower than your vehicle’s actual value. At Mutrux Firm Injury Lawyers, we assist accident victims in St. Louis and Columbia with property damage claims, ensuring fair treatment and faster resolutions.

✔️ We negotiate directly with insurers to speed up the process.
✔️ We fight for the full value of your vehicle.
✔️ We protect your rights throughout the claims process.

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If your property damage claim is taking too long or the insurer isn’t offering fair compensation, Call Mutrux Firm Injury Lawyers at (888) 550-4026 for a free case review. Let us handle the negotiations while you focus on getting back on the road.

How Long Does a Property Damage Claim Take with a Lawyer?

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