What is the Average Payout for a Rear-End Collision?

What is the average payout for a rear-end collision? The answer is that it really depends, as there is no straightforward answer here. How much someone receives depends on the amount of property damage and if there are any legal issues. If you’ve been involved in a rear-end collision and are looking to learn more about your options, The Mutrux Firm is here for you!

Join the team at the Mutrux Firm Injury Lawyers to learn more. We will review how to determine the average payout for a rear-end collision, as many different factors come into play. 

Understanding Rear-End Collisions

A rear-end collision occurs when the front of a vehicle strikes the rear of another vehicle, causing both to sustain damage. Some of the most common causes of rear-end accidents include distracted driving, tailgating, sudden stops, adverse weather conditions, or even mechanical failures. Most rear-end accidents are minor; however, there are a number of issues that could arise as a result, such as whiplash and more severe injuries.

Factors Influencing Rear-End Accident Payout Amounts

If you were involved in a rear-end collision, the payout can vary based on several factors: 

• Severity of Injuries: If the parties involved are injured, the injuries sustained play a pivotal role in determining the payout amount. Soft tissue injuries like whiplash, are common in rear-end collisions and may not require extensive medical treatment. However, more severe injuries such as spinal cord injuries or traumatic brain injuries can lead to higher medical expenses and long-term disability, which could significantly affect the payout. 
• Property Damage: The amount of property damage also affects the payout. The more damage that occurs, the more payout you will receive. For example, if there are just a few dents and scrapes, the payout will be much lower than if there is more serious damage to the vehicle.
• Insurance Coverage: The insurance policies of the parties involved play a significant role in determining the payout amount. In states with no-fault insurance laws, each party’s insurance company covers their own damages, regardless of who was at fault. On the other hand, in fault-based states, the at-fault driver’s insurance company is responsible for the full compensation.
• Comparative Negligence: In rear-end collision cases, fault is often attributed to the driver who rear-ended the other vehicle. However, there are instances where both parties may share the blame to some extent. Comparative negligence laws determine each party’s degree of fault and adjust the payout accordingly. For example, if the rear-ended driver suddenly slammed on the brakes without any type of warning, there could be a party at fault.
• Economic Damages: Economic damages are any type of tangible loss from the accident, such as medical expenses, lost wages, property damage, and future medical costs. The overall severity of the damage significantly impacts the payout amount. 
• Non-Economic Damages: Non-economic damages are intangible losses such as pain and suffering, emotional distress, loss of consortium, and diminished quality of life. Calculating non-economics can be more difficult; however, it is just as important as tangible damages.

Average Rear-End Car Accident Payout Statistics

Although it can be challenging to reach an exact number when estimating rear-end car accident payouts, there is some statistical date to back up our claims. According to the Insurance Institute for Highway Safety (IIHS), the average property damage liability claim for rear-end collisions in 2019 was $4,800. However, it is important to note that these only account for property damage and not other types of damages, such as medical expenses or pain and suffering.

Legal Considerations

It can be difficult to navigate the legalities of a rear-end car accident, as it is critical to understand personal injury law and insurance regulations. Here are some legal considerations to keep in mind:

• Statute of Limitations: Each state imposes a statute of limitations, which is the timeframe within which a plaintiff must file a lawsuit after the accident. Failing to file within this timeframe could result in the forfeiture of the right to seek compensation.
• Evidence Collection: Gathering evidence is crucial in proving liability and damages in a rear-end collision case. This may include police reports, witness statements, photographs of the accident scene, medical records, and repair estimates for vehicle damage.
• Insurance Claims Process: Dealing with insurance companies can be complex and intimidating, especially when negotiating a fair settlement. Hiring an experienced personal injury attorney can help navigate the claims process and ensure that your rights are protected.
• Out-of-Court Settlement vs. Trial: Many rear-end collision cases are resolved through out-of-court settlements, where the parties agree on a compensation amount without going to trial. However, if a settlement cannot be reached, the case may proceed to trial, where a judge or jury will determine the outcome.

Involved in a Rear-End Car Accident? Mutrux Can Help!

Trying to determine a rear-end car accident payout can be a difficult task. Significant financial, physical, and emotional damages can take place. However, determining the average payout for these types of accidents can prove to be quite challenging due to a variety of factors. If you’ve been injured in a rear-end collision, the Mutrux Firm Injury Lawyers are here to help! We truly care about our clients and want them to get the justice they deserve. Give us a call at (314) 270-2273 or send us a message. We look forward to helping you with your case.