St Louis Auto Accident Lawyer

Accidents can change lives. Tyson Mutrux of Mutrux Finney, P.C. is here to help you secure a settlement for your medical bills and any additional compensation you need to get you back to doing what’s important – living your life.

If you have been involved in a serious St. Louis car crash, don’t delay.  After making sure you’re getting the best possible medical attention for your injuries, your decision to hire the right attorney to represent you is the next most crucial decision you will make.

If you have been seriously injured in a St. Louis car accident, you deserve a personal injury lawyer with experience, knowledge, resources and proven results. Mutrux Finney, P.C. lawyers have a unique understanding of personal injury and motor vehicle laws as they apply to injury and wrongful death accidents, along with an in-depth knowledge of the auto insurance industry.

What Not to do After an Auto Accident

When involved in an auto accident, there are several things you can do that will absolutely destroy your case.  Being armed with the right information will help keep you from falling prey to the insurance companies when they come calling.

TIP #1: Never give a statement, recorded or otherwise, to the other driver’s insurance company or your insurance company without first consulting a personal injury attorney.

Statements can only be used against you. Insurance adjusters are trained to get specific information from you in order to weaken your case and avoid paying out on the claim. The insurance companies are in business for themselves, not to pay you! What you say in a short conversation can be distorted or taken out of context and used to obscure the truth about what happened to cause your loss or injury. For this reason, you need an experienced lawyer who knows how to deal with the insurance companies.

TIP #2: Never admit responsibility for the accident to anyone at the accident scene.

If you are issued a ticket, this does not mean you can’t prevail against the negligent party.  Police Officers sometimes give tickets for matters unrelated to the cause of the collision, such as seat belt and proof of insurance violations.

TIP #3: Do not argue with police officers at the scene – Officers investigating a traffic accident scene are there to see if a traffic violation or other criminal offense has been committed by either you or the other party(s) involved in the accident.

Even though the officer will prepare a documented accident report and can issue a traffic ticket, the officer’s decision is only preliminary and can be disputed before a judge and jury. His report does not determine guilt or innocence. Hiring a lawyer can help make sure the facts are correct if your case goes to trial

TIP #4: Do not avoid going to see a doctor – Many people after an accident thing they feel fine and visiting a doctor is not required.

That can be a costly mistake! It’s important that you see a doctor as soon after the accident as you possibly can. Your injuries could be far more serious than you initially realize and sometimes these injuries will take time to set in. What may seem like a little bump or bruise at the collision scene can turn out to be a serious injury to your neck, back, head or other part of your body after a few days of progressively worsening swelling, pain and stiffness. These types of conditions can require active treatment to prevent them from becoming worse. It’s important to keep in mind that if you are not seen by a doctor at a hospital emergency room or in a doctor’s office after the collision, an insurance company will argue that is because you are not hurt, even if you are. Allow a qualified physician to determine whether you are injured rather than risking your health by making that determination yourself.

TIP #5: Do not plead guilty when you appear in court.

Contact an experienced personal injury attorney prior to your court date.  They can best advise you on how to handle your court appearance.

TIP #6: If you were clearly not at fault, never leave the scene of the accident without first notifying the police and obtaining a police report.

It is important for the preservation of your rights that the police document the circumstances of the accident.

TIP #7: Do not forget to document your evidence – Take many pictures of your injuries and of the accident scene if possible.

Most cell phones today have a camera built in so take as many pictures as possible. The better the quality the pictures are, the better your documentation so use a digital camera is available. Your ability to recover compensation for an injury is strongly linked to your ability to show what that injury is. Often photographs provide information that cannot be adequately described using words alone or which must be captured and recorded before healing occurs. An insurance adjuster and a jury panel will be much more inclined to accept the indisputable evidence of a photograph, not to mention that a trained defense lawyer will attempt to knock your testimony if relying on word alone. Photos can be your very best protection. Look to see if there are potholes, skid marks, stop signs, vehicle damage, etc. and take pictures. In addition, don’t forget to secure evidence that will help you prove your case. This includes witnesses and their contact information. Do not rely on the officer’s accident report to provide that information. Once those witnesses have left the scene, you may have no way of ever contacting them again.

TIP #8: Do not sign any document that is a full or partial release of your claim.

All documents that release your claim should be reviewed by your attorney. The terms of a release and the amount of compensation offered by an insurance company should always be reviewed by a professional to protect your legal rights. Once you sign that release form, that’s it. The insurance company will not offer you the true value of your claim because they will try to minimize your injuries and losses. Insurance company adjusters are trained to get you to settle for less than you deserve. Always hire a lawyer to combat the insurance company and to ensure that your settlement if fair and just.

WHAT TO DO IF THE OTHER DRIVER IN YOUR AUTO ACCIDENT DOESN’T HAVE AUTO INSURANCE

Attorney Tyson Mutrux describes in this video what to do if the other driver in your auto accident doesn’t have auto insurance.

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today I’m answering the question of, “What happens if you’re in an auto accident, and the other driver is at fault and does not have insurance?” The answer to that question is hopefully you have insurance because if you do, you’re going to file an uninsured motorist claim. Every insurance policy has uninsured motorist coverage on it.

I know you may be afraid to file an insurance claim because you don’t want your rates to go up. However, the amount your rates are going to go up, if at all, is very small compared to whenever it comes to paying back your medical bills and the amount you can get for pain and suffering, so you want to make sure you file the uninsured motorist claim right away.

If neither party has insurance, well, that’s going to hurt your recovery in Missouri due to the Missouri Pay-to-Play Statute. If the other driver, doesn’t have insurance and you don’t have insurance, then you can still pursue the other driver if they work for a company or if they’re a very wealthy individual (you go after them for their assets).

WHAT HAPPENS IF YOU’RE THE PASSENGER IN THE AT-FAULT DRIVER’S VEHICLE IN A CAR CRASH?

Attorney Tyson Mutrux describes in this video what happens if you’re the passenger in the at-fault driver’s vehicle in a car crash?

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today I want to talk about what happens if you’re a passenger in a vehicle of a driver that’s at fault for an auto accident. In short, you would file a claim against the driver of the vehicle that you were in. This will allow you to recover up to the policy limits. If the other driver of the other vehicle is partially at fault, you can actually go after that driver as well.

This is why you should usually get separate lawyers if there were multiple people in one vehicle because of the potential conflicts of interest. Thus, if you’re a passenger in a vehicle, you can potentially go after the vehicle you’re in and the other driver’s vehicle.

WHAT HAPPENS IF YOU WERE IN A CAR CRASH AND THE OTHER DRIVER DIDN’T HAVE ENOUGH INSURANCE TO COVER YOUR CLAIM?

Attorney Tyson Mutrux describes in this video what happens if you were in a car crash and the other driver didn’t have enough insurance to cover your claim?

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today, I’m answering the question of, “What happens if I was in an auto accident and the other driver’s insurance is not enough to cover all my medical bills?” Well, luckily in the state of Missouri, there’s something called the Missouri Lien Statute, and we can use that to reduce the provider’s bills to put more money in your pocket. That way, you don’t get left stuck with zero dollars.

It’s a very, very important statute that you need to know about if you’re in a personal injury case with medical bills that far exceed the policy limits. The other option is that if they’re a corporation or a very wealthy individual, then you can go after the person or after the company’s assets to go over that amount that’s in excess of the policy limit.

WHO DO I SUE IF I WAS IN A CAR CRASH AND THE DRIVER WAS IN A COMPANY VEHICLE?

Attorney Tyson Mutrux describes in this video who do you sue if you were in a car crash and the driver was in a company vehicle?

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today I’m answering the question of, “Who do I file the claim against if I was in an auto accident and the at-fault party was in a company vehicle?”

The answer to that question is you go against the driver and the company. It’s based upon the theory of respondeat superior. What that says is that, if the individual driving is working for the company in the course and scope of employment, you can also go after that employer. If you file a claim, but if you’re not able to settle the claim, then you will file suit against both parties – the individual driver and the company.

CAN I STILL FILE AN INJURY CLAIM WITHOUT A POLICE REPORT?

Attorney Tyson Mutrux describes in this video whether you can still file an injury claim without a police report.

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today I want to answer the question of, “Can I still file a personal injury claim even though I was in an auto accident and the police report was not created?”

The answer to that question is, “yes.” Police respond to auto accidents all the time and they do not create police reports. I wish they did, but sometimes people just exchange information and leave. Sometimes they just call a tow truck and leave. That’s it.

That’s not advisable. If you do get in an auto accident, call the police department and ask them to create a police report. They won’t always listen to you, but they should. So, can you still file a claim? Absolutely. Don’t let that deter you.

CAN I STILL GET PAID FOR MY PERSONAL INJURY CASE EVEN THOUGH I AM PARTIALLY AT FAULT

Attorney Tyson Mutrux describes in this video whether or not you can still recover for your personal injury claim even though you’re personally at fault

Hi! Tyson Mutrux here with the Mutrux Law Firm. Today I’m answering the question of whether or not you can still recover for your personal injury claim even though you’re personally at fault.

The answer to that question is yes. In Missouri, even if the other side is 99% free of liability, meaning that you are 99% at fault, you can still recover for that 1%. So I’ll give you a basic example. Let’s say, you have a hundred dollars in damages, you’ve won at jury trial, and you were 99% at fault, they can still reduce that judgment to $1; you can still get $1. So, if it’s 50% at fault, you still get $50, and so on. So, you still can recover.

Even though you may be partially at fault and you have a personal injury claim, give us a call because we might be still able to get something for you. Contact us today. 

CAN THE INSURANCE COMPANY LIMIT HOW MUCH IT PAYS FOR RENTAL COVERAGE AND PROPERTY DAMAGE?

Attorney Tyson Mutrux describes in this video whether the insurance company can limit how much it pays for rental coverage and property damage? 

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today, I’m answering the question of whether or not the insurance company can limit the amount they’re going to pay you for your property damage and for your rental fees.

The answer to that question is yes if your property damage amount exceeds the policy limits. However, as long as your charges are reasonable and necessary, then they’re still going to have to pay you for your rental fees and for your property damage that are within the policy limit.

CAN I GET PAID FOR MY INJURIES IF I WAS AT FAULT FOR A CAR CRASH AND I HAVE FULL COVERAGE?

Attorney Tyson Mutrux describes in this video whether you can get paid for your injuries if you were at fault for a car crash and you have full coverage

Hi! Tyson Mutrux here with Mutrux Finney, P.C. Today, I’m answering the question of whether or not you can recover for an auto accident case where you’re at fault but you have full coverage.

The answer to that question is no. Just because you have full coverage does not mean you can recover for an auto accident case. The other side must be at least partially at fault.

Experience That Counts

Tyson Mutrux with Mutrux Finney, P.C. has experience representing Missouri and Illinois car accident victims. We can help you recover full monetary damages for your:

  • Medical expenses
  • Future medical costs
  • Rehabilitation costs
  • Lost wages
  • Pain and suffering
  • Other accident related expenses

Causes of Auto Accidents

Car accidents have many causes: drunk driving, aggressive driving, excess speeding, driver drowsiness, poor road conditions, vehicle failure, stuck accelerators and negligence.

Negligent driving can be a driver not paying attention due to countless different distractions. Most common distractions include texting, cell phone misuse, eating, changing the radio station, reading, or even putting on cosmetics.  Many times accidents are caused by a combination of these. If we represent you in your St. Louis auto accident case, we will fully investigate every potential avenue of liability and hold the responsible parties fully accountable to the maximum extent.

Fatal Car Accidents

If a member of your family has died in a fatal car accident, truck accident, motorcycle accident or bicycle or pedestrian accident, we understand that your family may be facing difficult challenges along with financial strain from the loss of a loved one. We can provide personal support and effective representation, and help you obtain justice for a loved one’s wrongful death. Compensation for a wrongful death claim can include recovery for final medical expenses, funeral expenses, future lost wages and loss of a loved one’s companionship. See our wrongful death page or contact us for more information.

Free Missouri/Illinois Auto Accident Case Review – Call 888.550.4026

To schedule your free consultation with a Missouri and Illinois car accident attorney with a proven track record, contact us today. We are available to take your call seven days a week, 24 hours a day.  Our experienced Missouri and Illinois auto accident lawyers will evaluate all the issues related to your St. Louis car crash case.  Because there are statutory deadlines for filing personal injury claims, you should meet with a St. Louis auto accident attorney immediately.

No Fee Unless We Win Your Auto Accident Case!

At Mutrux Finney, P.C., all of our personal injury legal services are handled on a contingency fee basis.  Fees are not charged for the initial consultation or subsequent work unless we recover money for your injuries or loss.  In the event we are unable to recover damages for your costs, you will not be charged for our time or costs associated with your case.

If you or a loved one has been injured as a result of an auto accident, call Tyson Mutrux of Mutrux Finney, P.C. immediately at no cost or obligation to you.  In some instances, we can have someone meet you at your house the same day.

St. Louis Auto Accident Quick Facts

  • Car Crashes claim 400,000 lives every year.
  • Fatal car accidents serve as the leading cause of death among Americans under the age of 34.
  • Every day, approximately 115 people die in motor vehicle collisions.
  • Damages from auto crashes total $150 Billion annually.
  • Every person is likely to experience at least one car accident during their lifetime.